Ready to cut that Cable bill?

Roku is an awesome device so that you can watch Netflix on your TV. You can even watch it on your old tube tv too. These devices range from $50-$100. We use it for Netflix and pay $8.50 a month. We get tons of programming and it doesn't cost $60/mth. We can even use Playon (a channel you install on your Roku) to stream ESPN3 (watch live ESPN games) to watch sporting events on our tv instead of our computer. 

Amazon on Demand is also available where you can watch movies or tv programs you have purchased too. We have purchased a few tv programs and movies and they are stored on your account to watch at any time. They also have a yearly subscription where you can get more programming.

Anyone else have a Roku? What do you like?

Don’t just look at your monthly house payment – you might be losing $37000!

Did you get a 30 yr loan? Consider a 15 yr instead!!

 

Original Loan - $90,500 - 30 yr with 5.25% interest rate in 2004

Balance left on loan in 2013 (21 years left) - $75,786.91

Mortgage Payment $499.74 (does not include Insurance and taxes)
Around $110 of your payment is going toward the house.

$49,787 left in interest

Pay off in 2034

 

Refinance $75,786.91 (balance of loan) - 15 year at 2.8% interest rate in 2013

New Payment of $516.11
Now around $350 of your payment is actually paying down the loan.

Interest with new loan $17,113

Pay off in 2028

Overall you pay your house off 6 years earlier and save $37,152
(I think you can find something to do with this savings!!!!)

Things to Remember:

There are closing costs associated with refinancing – 2%-3% of loan
(Be sure you stay long enough to recoup the costs.)

You might can drop your PMI (if that is around $50/mth)
If you take this and put in an extra $50 toward your principal you can then pay your mortgage off in 13.5 yrs.

Got more questions, ask me. I would love to help!

Tortellini

This meal is awesome - http://littlefellows.blogspot.com/2011/11/best-crockpot-meal-ive-tried-yet.html (I use Italian Sausage which gives it great flavor!!!)

Even Emily eats it!!!

Here is what it cost to make:

Ingredients:
1 (19oz) bag of frozen cheese tortellini -  $3 Publix (Aldi has it sometimes)
1 small bag of fresh spinach (9 oz Aldi – Spinach – $.50 for half a package)
2 (14.5 oz) cans of Italian style diced tomatoes, drained – Aldi – .$1 (then I just add basil, oregano, garlic)
1 block (8 oz) of cream cheese or neufchatel (less fat) Aldi – $1
1 lb. of Italian sausage – Ingles - $1.55
4 cups of chicken broth $.55
Brown the sausage and put all ingredients in crockpot,
chunking up the cream cheese.
Cook on low for 4-6 hrs.
Serves 4-6

Total -  $7.60

$10 Gift Card when you spend $50 at Target

If you’re planning to do some Christmas shopping at Target in the next few days, you’ll want to print this coupon to get a $10 gift card when you spend $50 at Target.

They have a good price for Starbucks coffee if you have the coupon from Sunday's paper. Also good prices on paper towels and toilet paper too.

Deals at Target this week here via MoneySavingMom

$2 Meatball and Cold Cut Trio Subs at Subway

If you haven't heard this is a great time to meet a friend for lunch at Subway. The Meatball and Cold Cut trio sandwiches are $2 per sub.

This is for the whole month of December!!!

Black Friday Deals - See the ads now!!!

Here is the site - http://blackfriday.gottadeal.com/ 

Check out the scanned ads already to find that special Christmas gift or a gift for yourself :)

BOGO Starbucks

Buy One, Get One Free Holiday Drinks are back again -- November 15-18, 2012 from 2-5!

 

 

Free Movie Today at Redbox

Use the code BIRTHDAY at checkout, plus get a coupon for $.50 off your next Redbox Rental. It's Redbox's Birthday!!!

Free Paper at Staples

500-Sheet HammerMill Copy Plus 8.5"x11" Copy Paper Free after $5 rebate (in-store only)

Staples Stores [Store Locator] are offering 500-Sheet Ream of HammerMill Copy Plus 8.5"x11" Copy Paper for $6.99 - $4.99 Easy Rebate - $2 Printable Coupon = Free.

Note, Limit 2 per customer.

I'm back!!!

For those of you who don't know we sold our house in April and bought a fixer upper in May. We wanted to be closer to our church and my husband's job. This summer has been a blur so I took a hiatus from shopping for deals.

Here is a good deal on coffee coming up on Sunday.

Here’s a nice coffee deal you’ll want to be aware of at CVS. Starting August 26th CVS will have the 12 oz bags of Gevalia Coffee on sale for $5.99 if you still have a Buy one get one Free coupon you can grab some cheap coffee. Here’s how:

Buy (2) Gevalia Kaffe 12 oz bags – $5.99 each
Use BOGO GEVALIA Coffee 12 oz. bag
Pay $2.99 each after coupon when you buy 2

Check your emails. I received a $4/$20 total purchase coupon that is valid through 8/26. If you received it or a similar coupon, you can try this deal Sunday Aug 26th only to get a bit better deal:

Buy (4) Gevalia Kaffe 12 oz bags – $5.99 each = $23.96Use $4/$20 CVS Total Purchase Coupon (emailed to you)
Use (2) BOGO GEVALIA Coffee 12 oz. bag
Pay $2.00 each after coupon when you buy 4

Sonic Shakes - 1/2 Price after 8pm thru Summer

Starbucks 1/2 Price Frappuccino

1/2 Price Frappuccinos from May 4-May 13 from 3-5. Woohooo!!!!!

Since I am not a coffee drinker this is exciting.

Target: Memory Game for just $1.04 + more hot game deals!

Need a birthday gift?? Check out these great deals on kid's board games.

MoneySavingMom has the details

$1.99 - The Help - Amazon's Instant Video Rental

If you don't know about this program you need to check it out. We watched a few movies when Emily was born when we thought we would never be able to leave the house again. :)

You can rent the movie The Help through Amazon’s Instant Video Rental for just $1.99 right now. I’m unsure of when this promo ends.

You have 30 days to start watching it, and 48 hours to view it once you start.

The Extra Money Blog Giveaway - $1,500 and an Apple Ipad 2

I read several blogs on saving money and here is one that I found recently.  They are running a contest and giving away some cool things.

Check it out by clicking here today.

Here are some of the items - $1,500, an Apple Ipad 2, and a $25 Amazon Gift Card

*HOT* Keurig B60 Brewer + 118 K-Cups + FREE Carousel + Travel Mug ONLY $141.14 Shipped

People love these little machines and here is a great deal on one.

Check it out over at Hip2Save. Click on the link to find out more.

http://hip2save.com/2012/02/07/hot-keurig-b60-brewer-118-k-cups-free-carousel-travel-mug-only-141-14-shipped/comment-page-1/

$5 off $5 Purchase at Michaels

Get it Here!

Consignment Sales in the Upstate

Click on the links for more information about the sale.

Switcharoos - Feb 3-5 

Trunk Treasures - Feb 17-21, Feb 24-26 - Childrens Clothing Sales Infants to Junior

John Knox Presbyterian - Feb 23-25

My Child's Closet - Feb 29-Mar 3

Trunk Treasures - Mar 14-16 - Adult Clothing, Children's Toys, & Baby Equipment

Weecycled - Mar 16-18 

Switcharoos - Spartanburg Mar 16-Mar18

CVS Card $20 for only $10

 

Click on the link here to get it quick.

https://www.livingsocial.com/deals/206364?ref=conf-jp&rpi=45778596

Free Breakfast at Subway - Jan 30 - Feb 4

Sign up for a free breakfast at Subway from January 30th - February 4th.

For South Carolina, Charlotte, Asheville, Augusta, and surrounding areas.